A growing number of people are trending towards making decisions regarding their own final arrangements. Doing this takes away a lot of the stress normally felt by the survivors, plus it makes it more likely the individual will get their desired farewell. Before taking on pre need funeral planning, there are some things of which to be aware.
A common misconception is that making preliminary plans means paying for everything up front. The main focus is on letting those left behind aware of exactly how one would like to be sent off and which rituals and events they want observed on their behalf. An individual can dictate everything from songs to flower and on to final resting place.
Paying ahead poses several risks that should be addressed with caution. The most common is that businesses close or change hands, people move and their circumstances become altered. Take care to verify that any contract states whether funds are refundable or transferable in such instances.
For payment purposes, the most recommended solutions are to either purchase a life insurance policy, or set up a bank account, ear marked exclusively for these arrangements. Any financial contracts should be carefully reviewed to make sure funds will be handled in this manner. Anytime the contractual exchange of money is involved, it is best to consult an attorney.
The primary things one does in making advanced plans is to state their preferences on all the details of their death arrangements. This takes the burden off of their survivors and no one is responsible for making difficult choices while grieving. If they honor the instructions left for them, the occasion will be just as the individual wished and the stress will be more controlled.
For best results, make sure one or more people are aware of what plans have been made and that they have access to the papers. These individuals can be members of one's family, a dear friend or an attorney. Wills and bank vaults are not advisable storage places as many of those are not read or opened until after the person is buried.
A common misconception is that making preliminary plans means paying for everything up front. The main focus is on letting those left behind aware of exactly how one would like to be sent off and which rituals and events they want observed on their behalf. An individual can dictate everything from songs to flower and on to final resting place.
Paying ahead poses several risks that should be addressed with caution. The most common is that businesses close or change hands, people move and their circumstances become altered. Take care to verify that any contract states whether funds are refundable or transferable in such instances.
For payment purposes, the most recommended solutions are to either purchase a life insurance policy, or set up a bank account, ear marked exclusively for these arrangements. Any financial contracts should be carefully reviewed to make sure funds will be handled in this manner. Anytime the contractual exchange of money is involved, it is best to consult an attorney.
The primary things one does in making advanced plans is to state their preferences on all the details of their death arrangements. This takes the burden off of their survivors and no one is responsible for making difficult choices while grieving. If they honor the instructions left for them, the occasion will be just as the individual wished and the stress will be more controlled.
For best results, make sure one or more people are aware of what plans have been made and that they have access to the papers. These individuals can be members of one's family, a dear friend or an attorney. Wills and bank vaults are not advisable storage places as many of those are not read or opened until after the person is buried.
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